Stan, Stripe, and PayPal transaction fees
One of our values at Stan is being Creator-first. One way we embody this is by not taking a cut of your hard-earned income. Stan earns 0% from transactions made on the platform—you'll only pay a flat subscription fee. Our payment processors, PayPal and Stripe, have their own processing fees, which we'll explain in this article. 💸
📣 Heads up!
Since Stan doesn’t handle your payments directly, we don’t have control over the transaction fees charged to you—those fees get set by our payment processors, Stripe and PayPal. Fees can vary depending on things like your location, your customer’s currency, and the payment method used.
Stan fees
- Transaction fee: 0%
- Subscription fee: $29/mo (Creator) or $99/mo (Creator Pro)
👉 Learn more about monthly and annual subscription plans here.
Stripe fees by country
🇺🇸 United States
- Standard purchase fee: 2.9% + $0.30 per transaction
- Afterpay fee: 6.0% + $0.30 per transaction
- Klarna fee: 5.99% + $0.30 per transaction
- International customer fee: +1.5% if your customer is in a different country
- Payout fee: 0.25% + $0.25 per payout (min. $1) — (+1% when you sell a product in a currency different from the Stripe account's currency)
🇨🇦 Canada
- Standard purchase fee: 2.9% + $.30 per transaction
- Afterpay fee: 6.0% + $.30 per transaction
- Klarna fee: 6.0% + $.30 per transaction
- International customer fee: +0.8% if your customer is in a different country
- Payout fee: 25% + $.25 per payout (min. $1) — (+2% when you sell a product in a currency different from the Stripe account's currency)
🇬🇧 United Kingdom
- Standard purchase fee: 1.5% + £0.20 per transaction
- Afterpay fee: 6.0% + £.30 per transaction
- Klarna fee: 4.99% + £.35 p
- International customer fee: +1.75% if your customer is in a different country
- Payout fee: .25% + £.25 per payout (min. £1) — (+2% when you sell a product in a currency different from the Stripe account's currency)
🇦🇺 Australia
- Standard purchase fee: 1.75% + A$0.30 per transaction
- Afterpay fee: 6.0% + A$0.30 per transaction
- Klarna fee: 4.99% + A$0.55 per transaction
- International customer fee: +1.75% if your customer is in a different country
- Payout fee: .25% + A$.25 per payout (min. A$1) — (+2% when you sell a product in a currency different from the Stripe account's currency)
🇳🇿 New Zealand
- Standard purchase fee: 2.7% + NZ$0.30 per transaction
- Afterpay fee: 6.0% + NZ$0.30 per transaction
- Klarna fee: 4.99% + NZ$0.65 per transaction
- International customer fee: +1% if your customer is in a different country
- Payout fee: 25% + NZ$.25 per payout (min. NZ$1) — (+2% when you sell a product in a currency different from the Stripe account's currency)
🌍 Other countries
- Standard purchase fee: 2.9% + $0.30 per transaction
- Afterpay fee: 6.0% + $0.30 per transaction
- Klarna fee: 6.0% + $0.30 per transaction
- International customer fee: +1.75% if your customer is in a different country
- Payout fee: .25% + $.25 per payout (min. $1) — (+2% when you sell a product in a currency different from the Stripe account's currency)
Stripe's transaction fees may vary based on your location and the purchaser's location. Additional fees may occur, including the following:
- International cards: +1.5%
- Currency conversion: +1%
- Recurring payments: +0.5%
👉 Learn more about Stripe's fees here.
📣 Heads up!
For high-value orders with larger payment plan purchases, Afterpay and Klarna may offer customers 6- or 12-month installment plans. The interest rate is determined based on a soft credit check (which doesn’t affect the customer’s credit score).
How to view your Stripe fee breakdown inside Stan
- Go to your Income tab in Stan
- Click on the order you want to review
- Hover over the (?) icon next to the payout amount to see a full breakdown of the fees
Stripe fees and refunds
When you issue a refund, you're refunding the entire amount the customer paid, not just your net earnings. This includes the Stripe fees, which Stripe does not refund to you.
For example:
- Say you sell a product for $50
- Stripe takes $2 in fees
- You earn $48 in revenue
- If you refund the customer, $50 will be deducted from your balance — not just the $48.
👉 Learn more about customer refunds here.
PayPal's transaction fees
If your customer pays via PayPal, the standard PayPal fees apply:
- 3.49% + fixed fee based on the currency received
👉 Learn more about PayPal fees here.
📣 Heads up!
You can't track PayPal fees in your Income tab. To view these fees:
- Log in to your PayPal account
- Check the specific transaction for a detailed fee breakdown
All PayPal fees will be recorded and managed directly inside PayPal!