Stan, Stripe & Paypal Transaction Fees

We promise to never take a cut of your hard earned income, which means that Stan takes 0% of each transaction made on the platform. We only charge a subscription fee (monthly vs annually).

With that being said, in order to start earning money on Stan, you'll be required to integrate with one of our payment processors, either Stripe or PayPal. Both payment processors charge their own transaction fees. Unfortunately, since Stan does not process any of your transactions directly, we do not have the ability to change, alter, or update the transaction fees that are charged by our payment processors. Transaction fees will vary based on the currency, location, and type of payment that is processed.

Transaction Fees by Country

US Stripe Transaction Fees

Stripe charges:

• 2.9% + $.30 per transaction
  • 6.0% + $.30 per transaction if processed through Afterpay
  • 5.99% + $.30 per transaction if processed through Klarna
    • High value orders: Afterpay and Klarna both have a 6 or 12 month installment schedule and the interest rate is decided based on a soft credit check.
  • 1.5% if your customer is in a different country
• .25% + $.25 per payout (min. $1)
  • 1% when the product is sold in a currency different from the Stripe account's currency.

Canada Stripe Transaction Fees

Stripe charges:

• 2.9% + $.30 per transaction
  • 6.0% + $.30 per transaction if processed through Afterpay and Klarna
    • High value orders: Afterpay and Klarna both have a 6 or 12 month installment schedule and the interest rate is decided based on a soft credit check.
  • 0.8% if your customer is in a different country
• .25% + $.25 per payout (min. $1)
  • 2% when the product is sold in a currency different from the Stripe account's currency.

UK Stripe Transaction Fees

Stripe charges:

• 1.5% + £0.20 per transaction
  • 6.0% + £.30 per transaction if processed through Afterpay
  • 4.99% + £.35 per transaction if processed through Klarna
    • High value orders: Afterpay and Klarna both have a 6 or 12 month installment schedule and the interest rate is decided based on a soft credit check.
  • 1.75% if your customer is in a different country
• .25% + £.25 per payout (min. £1)
  • 2% when the product is sold in a currency different from the Stripe account's currency.

Australia Stripe Transaction Fees

Stripe charges:

• 1.75% + A$0.30 per transaction
  • 6.0% + A$0.30 per transaction if processed through Afterpay
  • 4.99% + A$0.55 per transaction if processed through Klarna
    • High value orders: Afterpay and Klarna both have a 6 or 12 month installment schedule and the interest rate is decided based on a soft credit check.
  • 1.75% if your customer is in a different country
• .25% + A$.25 per payout (min. A$1)
  • 2% when the product is sold in a currency different from the Stripe account's currency.

NZ Stripe Transaction Fees

Stripe charges:

• 2.7% + NZ$0.30 per transaction
  • 6.0% + NZ$0.30 per transaction if processed through Afterpay
  • 4.99% + NZ$0.65 per transaction if processed through Klarna
    • High value orders: Afterpay and Klarna both have a 6 or 12 month installment schedule and the interest rate is decided based on a soft credit check.
  • 1% if your customer is in a different country
• .25% + NZ$.25 per payout (min. NZ$1)
  • 2% when the product is sold in a currency different from the Stripe account's currency.

Other Countries' Stripe Transaction Fees

Stripe charges:

• 2.9% + $0.30 per transaction
  • 6.0% + $0.30 per transaction if processed through Afterpay and Klarna
    • High value orders: Afterpay and Klarna both have a 6 or 12 month installment schedule and the interest rate is decided based on a soft credit check.
  • 1.75% if your customer is in a different country
• .25% + $.25 per payout (min. $1)
  • 2% when the product is sold in a currency different from the Stripe account's currency.

Stripe's transaction fees may vary based on your location and the location of the purchaser. Additional fees may occur including the following:

• + 1.5% for international cards
• + 1% if currency conversion is required
• + 0.5% if the payment is recurring (e.g. memberships)

Learn more about Stripe's fees here.

How to View Your Stripe Fee Breakdown Inside Stan

1. Head over to your Income tab
2. Select the order you'd like to see the Fee Breakdown for
3. Next, hover over the (?) to view the Fee Breakdown like below:

Stripe Fees & Refunds

When you refund a customer, you are refunding them for the full amount they paid. This includes the Stripe fees that were initially excluded from your net revenue. Here's an example of what this looks like for you:

• Let's say you sell a product for $50, and the Stripe fees are $2. Your net revenue would be $48.
• If you decide to refund your customer, the full $50 will come out of your account balance. This means you would be refunding them the original $48 you earned, plus the $2 in Stripe fees!

If you have any questions regarding Stripe's transaction fees, please reach out to our team at friends@stanwith.me!

PayPal's Transaction Fees

PayPal charges:

• 3.49% + fixed fees based on the currency received

Learn more about PayPal fees here.