Stan, Stripe, & Paypal Transaction Fees
One of our values at Stan is being Creator First. One way we embody being Creator First is by not taking a cut of your hard-earned income. Stan takes 0% of each transaction made on the platform. We only charge a simple subscription fee. Our payment processors, PayPal & Stripe, have their own processing fees, which are explained in this article 💸
📣 Heads up!
Since Stan doesn’t handle your payments directly, we don’t have control over the transaction fees — those are set by our payment processors, Stripe and PayPal. Fees can vary depending on things like your location, your customer’s currency, and the payment method they use.
Stan Fees
- Transaction fee: 0%
- Subscription fee: $29/mo (Creator) or $99/mo (Creator Pro)
👉 Learn more about monthly and annual subscription plans here
Stripe Fees by Country
🇺🇸 United States
- Standard purchase fee: 2.9% + $0.30 per transaction
- Afterpay fee: 6.0% + $0.30 per transaction
- Klarna fee: 5.99% + $0.30 per transaction
- International customer fee: +1.5% if your customer is in a different country
- Payout fee: 0.25% + $0.25 per payout (minimum $1) — (+1% if the transaction is in a different currency than your Stripe account’s currency)
🇨🇦 Canada
- Standard purchase fee: 2.9% + $.30 per transaction
- Afterpay fee: 6.0% + $.30 per transaction
- Klarna fee: 6.0% + $.30 per transaction
- International customer fee: +0.8% if your customer is in a different country
- Payout fee: 25% + $.25 per payout (min. $1) — (+2% when the product is sold in a currency different from the Stripe account's currency).
🇬🇧 United Kingdom
- Standard purchase fee: 1.5% + £0.20 per transaction
- Afterpay fee: 6.0% + £.30 per transaction
- Klarna fee: 4.99% + £.35 p
- International customer fee: +1.75% if your customer is in a different country
- Payout fee: .25% + £.25 per payout (min. £1) — (+2% when the product is sold in a currency different from the Stripe account's currency).
🇦🇺 Australia
- Standard purchase fee: 1.75% + A$0.30 per transaction
- Afterpay fee: 6.0% + A$0.30 per transaction
- Klarna fee: 4.99% + A$0.55 per transaction
- International customer fee: +1.75% if your customer is in a different country
- Payout fee: .25% + A$.25 per payout (min. A$1) — (+2% when the product is sold in a currency different from the Stripe account's currency).
🇳🇿 New Zealand
- Standard purchase fee: 2.7% + NZ$0.30 per transaction
- Afterpay fee: 6.0% + NZ$0.30 per transaction
- Klarna fee: 4.99% + NZ$0.65 per transaction
- International customer fee: +1% if your customer is in a different country
- Payout fee: 25% + NZ$.25 per payout (min. NZ$1) — (+2% when the product is sold in a currency different from the Stripe account's currency).
🌍 Other Countries
- Standard purchase fee: 2.9% + $0.30 per transaction
- Afterpay fee: 6.0% + $0.30 per transaction
- Klarna fee: 6.0% + $0.30 per transaction
- International customer fee: +1.75% if your customer is in a different country
- Payout fee: .25% + $.25 per payout (min. $1) — (+2% when the product is sold in a currency different from the Stripe account's currency).
Stripe's transaction fees may vary based on your location and the purchaser's location. Additional fees may occur, including the following:
- International cards: +1.5%
- Currency Conversion: +1%
- Recurring Payments: +0.5%
👉 Learn more about Stripe's fees here.
📣 Heads up!
High-value orders: For larger payment plan purchases, Afterpay and Klarna may offer customers 6- or 12-month installment plans. The interest rate is determined based on a soft credit check (which doesn’t affect the customer’s credit score).
How to View Your Stripe Fee Breakdown Inside Stan
- Go to your Income tab in Stan
- Click on the order you want to review
- Hover over the (?) icon next to the payout amount — you’ll see a full breakdown of the fees
Stripe Fees & Refunds
When you issue a refund, you’re refunding the entire amount the customer paid, not just your net earnings. This includes the Stripe fees, which are not returned to you by Stripe.
For example:
- You sell a product for $50
- Stripe takes $2 in fees
- You earn $48 in revenue
- If you refund the customer, $50 will be deducted from your balance — not just the $48.
👉 Learn more about customer refunds here.
PayPal's Transaction Fees
If your customer pays via PayPal, the standard PayPal fee applies:
- 3.49% + fixed fee based on the currency received
👉 Learn more about PayPal fees here.
📣 Heads up!
PayPal fees are not tracked in your Income tab. To view these fees:
- Log in to your PayPal account
- Check the specific transaction for the detailed fee breakdown
All PayPal fees will be recorded and managed directly inside PayPal!