Stan, Stripe, & Paypal Transaction Fees

One of our values at Stan is being Creator First. One way we embody being Creator First is by not taking a cut of your hard-earned income. Stan takes 0% of each transaction made on the platform. We only charge a simple subscription fee. Our payment processors, PayPal & Stripe, have their own processing fees, which are explained in this article 💸


📣 Heads up!

Since Stan doesn’t handle your payments directly, we don’t have control over the transaction fees — those are set by our payment processors, Stripe and PayPal. Fees can vary depending on things like your location, your customer’s currency, and the payment method they use.


Stan Fees

  • Transaction fee: 0%
  • Subscription fee: $29/mo (Creator) or $99/mo (Creator Pro)

👉 Learn more about monthly and annual subscription plans here


Stripe Fees by Country


🇺🇸 United States

  • Standard purchase fee: 2.9% + $0.30 per transaction
  • Afterpay fee: 6.0% + $0.30 per transaction
  • Klarna fee: 5.99% + $0.30 per transaction
  • International customer fee: +1.5% if your customer is in a different country
  • Payout fee: 0.25% + $0.25 per payout (minimum $1) — (+1% if the transaction is in a different currency than your Stripe account’s currency)

🇨🇦 Canada

  • Standard purchase fee: 2.9% + $.30 per transaction
  • Afterpay fee: 6.0% + $.30 per transaction
  • Klarna fee: 6.0% + $.30 per transaction
  • International customer fee: +0.8% if your customer is in a different country
  • Payout fee: 25% + $.25 per payout (min. $1) — (+2% when the product is sold in a currency different from the Stripe account's currency).

🇬🇧 United Kingdom

  • Standard purchase fee: 1.5% + £0.20 per transaction
  • Afterpay fee: 6.0% + £.30 per transaction
  • Klarna fee: 4.99% + £.35 p
  • International customer fee: +1.75% if your customer is in a different country
  • Payout fee: .25% + £.25 per payout (min. £1) — (+2% when the product is sold in a currency different from the Stripe account's currency).

🇦🇺 Australia

  • Standard purchase fee: 1.75% + A$0.30 per transaction
  • Afterpay fee: 6.0% + A$0.30 per transaction
  • Klarna fee: 4.99% + A$0.55 per transaction
  • International customer fee: +1.75% if your customer is in a different country
  • Payout fee: .25% + A$.25 per payout (min. A$1) — (+2% when the product is sold in a currency different from the Stripe account's currency).

🇳🇿 New Zealand

  • Standard purchase fee: 2.7% + NZ$0.30 per transaction
  • Afterpay fee: 6.0% + NZ$0.30 per transaction
  • Klarna fee: 4.99% + NZ$0.65 per transaction
  • International customer fee: +1% if your customer is in a different country
  • Payout fee: 25% + NZ$.25 per payout (min. NZ$1) — (+2% when the product is sold in a currency different from the Stripe account's currency).

🌍 Other Countries

  • Standard purchase fee: 2.9% + $0.30 per transaction
  • Afterpay fee: 6.0% + $0.30 per transaction
  • Klarna fee: 6.0% + $0.30 per transaction
  • International customer fee: +1.75% if your customer is in a different country
  • Payout fee: .25% + $.25 per payout (min. $1) — (+2% when the product is sold in a currency different from the Stripe account's currency).

Stripe's transaction fees may vary based on your location and the purchaser's location. Additional fees may occur, including the following:

  • International cards: +1.5%
  • Currency Conversion: +1%
  • Recurring Payments: +0.5%

👉 Learn more about Stripe's fees here.


📣 Heads up!

High-value orders: For larger payment plan purchases, Afterpay and Klarna may offer customers 6- or 12-month installment plans. The interest rate is determined based on a soft credit check (which doesn’t affect the customer’s credit score).


How to View Your Stripe Fee Breakdown Inside Stan

  1. Go to your Income tab in Stan
  2. Click on the order you want to review
  3. Hover over the (?) icon next to the payout amount — you’ll see a full breakdown of the fees


Stripe Fees & Refunds

When you issue a refund, you’re refunding the entire amount the customer paid, not just your net earnings. This includes the Stripe fees, which are not returned to you by Stripe.

For example:

  • You sell a product for $50
  • Stripe takes $2 in fees
  • You earn $48 in revenue
  • If you refund the customer, $50 will be deducted from your balance — not just the $48.

👉 Learn more about customer refunds here.


PayPal's Transaction Fees

If your customer pays via PayPal, the standard PayPal fee applies:

  • 3.49% + fixed fee based on the currency received

👉 Learn more about PayPal fees here.

📣 Heads up!

PayPal fees are not tracked in your Income tab. To view these fees:

  1. Log in to your PayPal account
  2. Check the specific transaction for the detailed fee breakdown

All PayPal fees will be recorded and managed directly inside PayPal!




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